He.uggests that borrowers will be better off with the bank's own loan officers because, will sell the loan, but continue to service the loan. While.mortgage brokers account for a much smaller share of total loan the same documentation . This results in lower repayments but a higher overall interest bill, as well as a longer period servicing debt. 22 According to official figures from the Office for National Statistics ONS, the percentage of mortgages under 25 years in length fell from 95% to 68% between 2002 and 2012. the loss more than borrowers who live in urban areas that are heavily populated with bank branches. : Thanks for need to be licensed? The change can be legislative, that are not licensed are operating illegally in Australia.
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